Terms of Use

1. Acceptance

Your access, browsing, and use of Phi Labs’ website, a service offered by Phi Labs Ltd., a British Virgin Islands company (the “Phi Labs Website”) are subject to the following terms and conditions (“Terms of Use”). By using the Phi Labs Website, you are fully accepting these terms, conditions, and disclaimers contained herein and in Phi Labs Privacy Policy and agree to be bound by them. In addition, your use of this Phi Labs Website is subject to all applicable laws and regulations. IF YOU DO NOT AGREE TO THESE WEBSITE TERMS OF USE, YOU MAY NOT USE THE PHI LABS WEBSITE. References to “You” or “Your” shall mean the individual users of the Phi Labs Website/Services depending on the context in which those terms are used.

2. Services

References to “Services” in these Terms of Use refer to your access to and use of our online materials and any interactions you may have with the functionality of the Phi Labs Website.

3. Information on this Phi Labs Services

The contents of the Phi Labs Website are the sole and exclusive property of Phi Labs Ltd., protected by law, including, but not limited to United States copyright law and international treaties. The material and functionality provided herein are used for information and convenience purposes only and do not constitute advice, recommendations, or counsel. The contents should not be relied upon in any way other than for informational purposes. The contents are subject to change without notice to You. Phi Labs Ltd. makes no representation that the materials on the Phi Labs Website are accurate, appropriate, or available for use in all locations. You should seek advice from the appropriate professional prior to making any decisions based on the information contained herein.

4. Use Restrictions

The copyright in all material provided on this Phi Labs Website is held by Phi Labs Ltd. or by the original creator of the material together with Phi Labs Ltd. None of the material may be copied, reproduced, distributed, republished, downloaded, displayed, or posted, or transmitted in any form or by any means, including but not limited to, electronic, mechanical, photocopying, recording, or otherwise, without prior written permission of Phi Labs Ltd. or the copyright owner. Any unauthorized use of any material contained on this Phi Labs Website may violate laws of the United States and other territories, including without limitation copyright laws, trademark laws, the laws of privacy or publicity, and communications regulations and statutes.

5. Trademarks

The trademarks, service marks, and logos (the “Trademarks”) used and displayed on this Phi Labs Website are the Trademarks of Phi Labs Ltd and others. Nothing on this Phi Labs Website should be construed as granting, by implications, estoppels, or otherwise, any license or right to use any Trademark displayed on the Phi Labs Website, without the express written permission of the Trademark owner. The name of Phi Labs or the Phi Labs logo may not be used in any way without prior, written permission from Phi Labs Ltd. Phi Labs Ltd. prohibits the use of the Phi Labs logo as a “hot” link to the Phi Labs Website unless the establishment of such a link is approved in advance by Phi Lab Ltd. in writing.

6. Links

If this Phi Labs Website includes hypertext links to World Wide Web sites controlled or hosted by third parties, Phi Labs Ltd. is not responsible for and does not endorse, the contents of such websites.

7. Disclaimer of Warranties

EXCEPT AS OTHERWISE EXPRESSLY PROVIDED, ALL CONTENT, INFORMATION, SERVICES, AND TOOLS ON THE PHI LABS WEBSITE ARE PROVIDED ON AN "AS IS", "AS AVAILABLE" BASIS. USE OF THIS SERVICE IS SOLELY AT YOUR OWN RISK. PHI LABS LTD. MAKES NO WARRANTY OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE. PHI LABS LTD. HEREBY SPECIFICALLY DISCLAIMS ALL IMPLIED WARRANTIES, INCLUDING, WITHOUT LIMITATION, ANY WARRANTY OF TITLE, MERCHANTABILITY, NON-INFRINGEMENT, OR FITNESS FOR A PARTICULAR PURPOSE, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW. PHI LABS LTD. MAKES NO WARRANTY THAT THE CONTENT AND SOFTWARE ARE ACCURATE, TIMELY, UNINTERRUPTED, VIRUS-FREE, OR ERROR-FREE.

8. Limitation of Liability

YOU UNDERSTAND AND HEREBY AGREE THAT, EXCEPT AS OTHERWISE EXPRESSLY STATED AND TO THE EXTENT APPLICABLE BY LAW, IN NO EVENT WILL PHI LABS LTD. AND ITS AFFILIATES BE LIABLE TO YOU OR ANY OTHER PARTY FOR ANY DAMAGES, INCLUDING BUT NOT LIMITED TO DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, REGARDLESS OF THE NATURE OR BASIS OF THE CLAIM, RESULTING FROM ANY USE OF THE SITE, OR THE CONTENTS THEREOF OR OF ANY HYPERLINKED PARTNER WEBSITE INCLUDING WITHOUT LIMITATION ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF DATA, FAILURE OF PERFORMANCE, DELAY IN OPERATION OF TRANSMISSION, COMPUTER VIRUS OR EQUIPMENT OR NETWORK FAILURE OR OTHERWISE, EVEN IF THERE IS NEGLIGENCE BY PHI LABS LTD. OR AN AUTHORIZED PHI LABS LTD. REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. EXCEPT FOR LIABILITY ARISING FROM EITHER PARTY’S, GROSS NEGLIGENCE OR WILLFUL MISCONDUCT, IN NO EVENT SHALL EITHER PARTY’S AGGREGATE LIABILITY ARISING OUT OF OR RELATED TO THIS AGREEMENT, WHETHER IN CONTRACT, TORT, OR UNDER ANY OTHER THEORY OF LIABILITY, EXCEED THE AMOUNT COLLECTED UNDER THIS AGREEMENT.

9. Class Action Waiver

Any proceeding to resolve or litigate any dispute in any forum will be conducted solely on an individual basis. Neither you nor we will seek to have any dispute heard as a class action or in any other proceeding in which either party acts or proposes to act in a representative capacity. No proceeding will be combined with another without the prior written consent of all parties to all affected proceedings. You and we also agree not to participate in claims brought in a private attorney general or representative capacity, or any consolidated claims involving another person's account, if we are a party to the proceeding. You are giving up your right to participate as a class representative or class member on any class claim you may have against us including any right to class arbitration or any consolidation of individual arbitrations.

10. Terms of Use Revisions

Phil Lab Ltd. may at any time revise these Terms of Use by updating this posting. By continuing to use this Phi Labs Website, You agree to be bound by any such revisions and should therefore periodically visit this page to determine the then current Terms of Use to which you are bound.

11. Jurisdiction

The Terms of Use shall be governed by the laws of the state of British Virgin Islands without regard to its conflict of laws provisions. You agree that any disputes or claims arising out of or in connection with the Terms of Use shall be adjudicated in the legal courts located in the British Virgin Islands.